How Does It Work?

Contact an FFD or Keys Provider
First Front Door and Keys are offered by members of FHLBank Pittsburgh. Homebuyers must finance their first mortgage through a participating FFD or Keys provider in order to access the FFD or Keys funds. Click below to see a list of participating lenders.
Because First Front Door and Keys are offered in conjunction with your first mortgage financing, the lender will collect applicable documentation and compete the application process on your behalf.
FHLBank will work with your lender to review your application and eligibility within 10 business days. Your lender can answer any questions you may have about the FFD or Keys process. Upon approval, you have six months to use the grant.
After your lender has confirmed your FFD or Keys grant reservation is in place, now is the time to complete your mortgage application, select the home you wish to purchase and complete the required four hours of homeownership counseling. Remember, FFD and Keys grant reservations are only valid for six months!

FFD and Keys funds can be used to help with your down payment or closing costs. Talk to your lender to understand how FFD or Keys will work with your home purchase.